Terms & Conditions

Welcome to atm178. These Terms & Conditions constitute a legally binding agreement between you (the "User", "Player", or "you") and atm178 (the "Platform", "Service", "we", "us", or "our"). By accessing atm178.cam, creating an account, or using any of our gaming services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety.

1. Definitions

For the purposes of these Terms & Conditions, the following definitions apply:

• "Account" means the personal gaming account registered under your name on the atm178 platform.
• "Bet" or "Wager" means any stake placed on a sporting event, casino game, or other gaming product offered by atm178.
• "Bonus" means any promotional credit, free bet, cashback, or other incentive offered by atm178 to players.
• "KYC" (Know Your Customer) means the identity verification process required to confirm your age, identity, and residence.
• "IDR" or "Rupiah" means Indonesian Rupiah, the primary currency used on atm178.
• "Sportsbook" means the sports betting service offering pre-match and in-play wagering on sporting events.
• "Live Casino" means real-time casino games streamed with live dealers.
• "Slots" means digital slot machine games, including video slots, progressive jackpot slots, and classic slots.
• "Withdrawal" means the transfer of funds from your atm178 account balance to your designated Indonesian bank account or e-wallet.

2. Acceptance of Terms

By registering an account on atm178, you confirm that:

1. You have read and understood these Terms & Conditions in full.
2. You agree to comply with all rules, policies, and guidelines referenced herein.
3. You accept that atm178 may update these Terms & Conditions at any time, and that continued use of the platform after such updates constitutes acceptance.
4. You acknowledge that it is your responsibility to review these Terms & Conditions periodically for changes.

atm178 reserves the right to modify these Terms & Conditions at any time without prior notice. Material changes will be communicated via email to your registered address or through a prominent notice on the website. Your continued use of atm178 services following such notification constitutes your acceptance of the revised terms.

3. Eligibility Requirements

To register and use atm178 services, you must meet the following eligibility criteria:

3.1 Age Requirement

You must be at least 21 years of age or older to create an account and participate in any gaming activity on atm178. We enforce strict age verification through our KYC process. Underage gambling is illegal in Indonesia, and atm178 maintains a zero-tolerance policy for players who misrepresent their age.

3.2 Geographic Restriction

atm178 services are intended exclusively for residents of Indonesia. You must be physically located within Indonesian territory at the time of registration and when placing bets. Use of VPNs, proxies, or other tools to disguise your location is strictly prohibited and constitutes grounds for immediate account closure and forfeiture of funds.

3.3 Legal Capacity

You must have the legal capacity to enter into binding contracts under Indonesian law. This means you are of sound mind, not under legal guardianship, and not subject to any legal restrictions that would prevent you from gambling online.

3.4 Single Account Policy

Each individual is permitted to maintain only one account on atm178. Creating multiple accounts, using false identities, or allowing others to use your account is strictly forbidden. Detection of duplicate accounts will result in closure of all associated accounts and forfeiture of all balances.

4. Account Registration and Security

4.1 Registration Process

To create an account on atm178, you must provide accurate, current, and complete information including:

• Full legal name as it appears on your Indonesian ID card (KTP)
• Valid email address
• Mobile phone number registered in Indonesia
• Date of birth
• Residential address in Indonesia
• Preferred account currency (IDR)

You agree to keep this information up to date and notify atm178 immediately of any changes. Providing false, misleading, or outdated information may result in account suspension or termination.

4.2 Identity Verification (KYC)

atm178 is required to verify your identity before processing withdrawals. You must submit clear, legible copies of:

• Government-issued photo identification (Indonesian KTP, passport, or driver's license)
• A recent photograph of yourself (selfie) holding your ID document
• Proof of address (utility bill, bank statement, or government correspondence issued within the last 3 months)

KYC verification typically takes up to 24 hours during business days. atm178 reserves the right to request additional documentation or verification at any time to comply with anti-money-laundering (AML) regulations and responsible gaming policies.

4.3 Account Security

You are solely responsible for maintaining the confidentiality of your account login credentials (username and password). You must:

• Create a strong, unique password not used on other websites
• Never share your login credentials with any third party
• Log out after each session, especially when using shared or public devices
• Notify atm178 support immediately if you suspect unauthorized access to your account

atm178 is not liable for any losses resulting from unauthorized access to your account due to your failure to protect your login credentials.

5. Deposits and Withdrawals

5.1 Deposit Methods

atm178 accepts deposits via the following Indonesian payment methods:

• Bank Transfers: BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, BSI (Bank Syariah Indonesia), Bank Permata
• E-Wallets: OVO, DANA, GoPay, ShopeePay, LinkAja

Minimum deposit: Rp 50.000. Maximum deposit: Rp 100.000.000 per transaction. Deposits are typically credited to your account within 2-5 minutes. atm178 does not charge deposit fees, though your bank or e-wallet provider may impose their own transaction fees.

5.2 Withdrawal Process

Withdrawals can be requested to any Indonesian bank account or e-wallet registered in your name. To request a withdrawal:

1. Navigate to the Withdrawal section in your account dashboard
2. Select your preferred withdrawal method
3. Enter the amount (minimum withdrawal: Rp 100.000)
4. Confirm the transaction

atm178 processes withdrawal requests within 15 minutes to 24 hours depending on the time of day and payment method. Most withdrawals during business hours (09:00-21:00 WIB) are completed within 15 minutes. Withdrawals can only be made to accounts verified through our KYC process.

5.3 Wagering Requirements

Deposits must be wagered at least 1x (one time) before withdrawal to comply with anti-money-laundering regulations. For example, if you deposit Rp 500.000, you must place bets totaling at least Rp 500.000 before requesting a withdrawal. Bonus funds are subject to separate wagering requirements as outlined in Section 6.

5.4 Withdrawal Limits

• Standard members: Maximum Rp 50.000.000 per day
• VIP members: Higher limits available upon request

6. Bonuses and Promotions

6.1 Welcome Bonus

New players are eligible for a 100% first deposit match bonus up to Rp 20.000.000. The bonus is credited automatically upon your first qualifying deposit of at least Rp 100.000. Welcome bonus terms:

• Wagering requirement: 15x (bonus amount + deposit amount)
• Valid for 30 days after activation
• Minimum odds for sports bets: 1.50
• Not all games contribute equally to wagering requirements (check individual game contributions)

6.2 General Bonus Terms

All bonuses offered by atm178 are subject to the following conditions unless otherwise specified:

• Bonuses are intended for recreational players only. Professional advantage players or those exhibiting patterns of bonus abuse may have bonuses revoked.
• Only one bonus can be active per account at any given time.
• Bonuses cannot be withdrawn directly and must be wagered according to the stated requirements.
• atm178 reserves the right to modify, suspend, or cancel any promotion at any time without prior notice.
• Bonus abuse, including but not limited to creating multiple accounts, coordinated betting, or low-risk betting strategies designed solely to clear wagering requirements, will result in bonus forfeiture and potential account closure.

6.3 Cashback and Reload Bonuses

atm178 offers weekly cashback programs and reload bonuses to active players. Terms for these promotions are published on the Promotions page and may vary from week to week. Standard wagering requirements apply unless explicitly stated otherwise.

7. Betting Rules and Game Conduct

7.1 Sportsbook Rules

All sports bets placed on atm178 are governed by the following rules:

• Bets are accepted until the published cut-off time for each market.
• Odds are subject to change until the bet is confirmed and appears in your bet slip.
• For pre-match bets, if an event is postponed or cancelled, bets will be voided and stakes returned unless otherwise stated in specific sport rules.
• In-play (live) bets are subject to acceptance and may be rejected if odds or market conditions change.
• Settlement of bets is based on official results as determined by the governing sports authority. atm178 reserves the right to void bets in the event of obvious errors in odds or results.

7.2 Casino Game Rules

All casino games (slots, table games, live dealer games) are provided by certified third-party software providers. Game rules, RTP (Return to Player) percentages, and paytables are available within each game. atm178 does not alter game outcomes or RTP values set by the game providers.

7.3 Disconnections and Technical Issues

In the event of a disconnection during gameplay:

• For live casino games, the round will continue and settle according to the dealer's actions. Results will be visible in your game history upon reconnection.
• For slot games, the round will complete automatically according to the game provider's server record.
• For sports bets, accepted bets remain valid regardless of connection status.

8. Prohibited Activities

The following activities are strictly prohibited on atm178 and will result in immediate account suspension, balance forfeiture, and potential legal action:

• Underage Gambling: Any attempt by persons under 21 years of age to create an account or gamble.
• Fraudulent Activity: Using stolen credit cards, false identification, or engaging in any form of payment fraud.
• Collusion and Cheating: Coordinating with other players to gain unfair advantage, exploiting software bugs, or using automated betting software (bots).
• Money Laundering: Using atm178 to launder illegally obtained funds or engaging in transactions designed solely to obscure the source of funds.
• Multiple Accounts: Creating more than one account per person to abuse bonuses or circumvent restrictions.
• Arbitrage Betting: Exploiting discrepancies in odds between atm178 and other platforms for guaranteed profit.
• Chargebacks: Initiating chargebacks or payment reversals after funds have been credited to your account and used for gambling.

9. Limitations of Liability

9.1 Service Availability

While atm178 strives to provide uninterrupted service, we do not guarantee that the platform will be available at all times. Scheduled maintenance, technical issues, or circumstances beyond our control may result in temporary service disruptions. atm178 is not liable for any losses resulting from service unavailability.

9.2 Third-Party Providers

Casino games and live dealer games are provided by third-party software companies. atm178 acts as a platform operator and is not responsible for game malfunctions, errors in game outcomes, or disputes arising from third-party game operation. All game-related disputes must be resolved according to the game provider's terms.

9.3 User Errors

atm178 is not responsible for:

• User errors in placing bets (incorrect selections, amounts, or bet types)
• Failure to understand game rules or betting terms
• Losses resulting from your own gambling decisions

You are solely responsible for ensuring the accuracy of your bets before confirming them.

9.4 Maximum Liability

In no event shall atm178's total liability to you for all claims arising from your use of the service exceed the amount deposited into your account during the six months preceding the claim.

10. Account Suspension and Termination

10.1 Suspension by atm178

atm178 reserves the right to suspend or terminate your account at any time if:

• You breach any provision of these Terms & Conditions
• We suspect fraudulent, abusive, or illegal activity
• You fail to complete KYC verification when requested
• We are required to do so by law or regulatory authority
• Your account remains inactive for more than 12 consecutive months

Upon termination for cause, any remaining account balance may be forfeited. If termination occurs for reasons not related to breach of terms, your balance will be returned after deduction of any applicable fees or charges.

10.2 Self-Exclusion and Account Closure

You may request account closure at any time by contacting customer support. If you have concerns about problem gambling, we strongly encourage you to utilize our responsible gaming tools, including self-exclusion options. For more information, please see our Responsible Gaming page.

10.3 Inactive Account Fees

Accounts that remain inactive (no login or gaming activity) for more than 12 consecutive months may be subject to a monthly inactivity fee of Rp 50.000 or 5% of the remaining balance, whichever is less, until the balance is depleted or the account is reactivated.

11. Governing Law and Dispute Resolution

11.1 Applicable Law

These Terms & Conditions are governed by and construed in accordance with Indonesian law, to the extent applicable to online gaming services. Any disputes arising from or relating to your use of atm178 services shall be resolved through the dispute resolution process outlined below.

11.2 Dispute Resolution Process

In the event of a dispute:

1. Contact Support: Contact our customer support team via live chat or email at [email protected] with a detailed description of the issue.
2. Internal Review: atm178 will investigate the matter and respond within 5 business days with our findings.
3. Escalation: If you are not satisfied with the initial response, you may request escalation to our senior management team for further review.
4. Final Decision: atm178's decision following internal review shall be considered final and binding.

11.3 Limitation Period

Any claim or dispute must be raised within 30 days of the incident giving rise to the claim. Claims submitted after this period will not be considered.

12. Contact Information

For questions, concerns, or assistance regarding these Terms & Conditions or any aspect of atm178 services, please contact us:

• Email: [email protected]
• Live Chat: Available 24/7 through your account dashboard
• WhatsApp: Available 24/7 for Indonesian-speaking support